In a story about two British men trying to get their DNA removed from the national database, the BBC has reiterated one of Home Officer minister Tony McNulty’s arguments against having a mandatory DNA database of the whole population:

“How to maintain the security of a database with 4.5m people on it is one thing. Doing that for 60m people is another,” he added.

Excellent point, Tony. And guess what – it applies exactly as much to ID cards as it does to DNA.

Readers may be interested to know (and I’m going to plug it regardless) that since December I’ve been writing a regular weekend column for Liberal Democrat Voice.

Something for the Weekend is a light-hearted (I wouldn’t go so far as “humorous”) review of the week, and today’s post – written in Llandudno, from where I’m typing into your internets right now – is now up.

Not this one – this one.

And probably not. But still…

Whenever Barclaycard staff are recruiting new customers/borrowers/credit monkeys – usually at stations – I always turn them down on principle. The reason I give is that I already have one, which is true, but even if I didn’t I would refuse.

Because Barclaycard are Evil.

I am not, I confess, the sort of person to carefully pay off my balance every month and get the advantage of Nectar points/0% interest/cashback without paying any interest. For that reason, it’s all the more important that I have a sensible credit limit, so that I’m never tempted to book a round the world cruise on the assumption that I’ll pay it back one day when I’m rich.

A few years ago, when I was a student and very short of cash, I asked Barclaycard to increase my credit limit by £50 so that I could buy some new glasses (all the better to see things with, which was handy at the time). They duly increased my limit by several hundred pounds. It wasn’t long, given the option of some “free” money, that Student Me had spent it.

Occasionally, Barclaycard write to me and congratulate me on having earned another credit limit increase. These letters always insist that for “security reasons” they can’t tell me in the letter how much the increase is. I have to log on to their account management website or wait for a statement before I can find out, an implicit direction to just get on spending it without thinking.

I logged in this week to discover that they’ve increased my credit limit yet again – by £1,000. I’m now going to have to go out of my way to request they reduce back to what it was (and probably lower).

This kind of behaviour by credit card companies has fuelled the massive rise in personal debt in the UK, the sort of carefree lending that leads into a credit crunch. It’s irresponsible lending that will see families with existing debt problems getting further into trouble.

So boo to Barclaycard.